69,000 UK Households Face Steep Mortgage Increase of £321 Monthly in 2026 Wednesday, January 7, 2026 mortgage uk interest borrowing rates homeowners remortgage inflation finance debt As early 2026 approaches, approximately 69,000 UK households are preparing for a significant increase in their mortgage payments, with monthly costs rising by an average of £321. This surge is driven by the expiry of … Read More
HMRC Raises Rent a Room Tax-Free Allowance to £7,500 Sunday, January 4, 2026 hmrc rentaroom taxallowance rentalincome taxrelief personalallowance selfassessment mortgage landlord taxreturn HMRC has increased the Rent a Room tax-free personal allowance, allowing some households to earn up to £7,500 annually in rental income without paying tax. This scheme applies when renting out a furnished room or part of your … Read More
Nationwide Announces Mortgage Rate Reductions for Existing Customers Starting Thursday Thursday, December 4, 2025 mortgage nationwide themortgageworks buytolet rates landlords ukfinance banking loans property Nationwide’s subsidiary, The Mortgage Works, has announced a reduction in mortgage rates for existing customers, effective Thursday, 4 December. The Mortgage Works is lowering rates by up to 0.20 percentage points on … Read More
Lloyds Bank Expands £1 Billion Lending Boost for First-Time Buyers, Including Self-Employed Friday, November 28, 2025 lloyds mortgage firsttimebuyer selfemployed lending loantoincome housingmarket ukbanking ftbboost borrowing Lloyds Bank is set to introduce significant changes from 5 December 2025, providing a fresh boost for thousands of first-time homebuyers. For the first time, self-employed customers will be able to access the First Time Buyer … Read More
Nationwide Announces Rate Cuts for Selected Buy-to-Let Mortgage Customers Starting Tuesday Tuesday, November 18, 2025 nationwide mortgage buytolet ratecut themortgageworks buildingsociety landlords remortgage ltv limitedcompany Starting Tuesday, 18 November, Nationwide and its subsidiary, The Mortgage Works, are rolling out reduced buy-to-let mortgage rates for selected new business customers. As the UK’s largest building society, Nationwide … Read More
Cutting Cash ISA Limit Won't Boost Stock Market, Warns Rachel Reeves Saturday, November 15, 2025 isa savings investment stockmarket mortgage finance treasury budget financialeducation savers MPs have warned Rachel Reeves that cutting the cash ISA limit will not stimulate the stock market. The Treasury committee highlighted concerns that such a move in the upcoming November budget might instead lead to higher … Read More