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Lloyds Launches UK’s First £5,000 Deposit Mortgage to Boost First-Time Buyers

Tuesday, May 12, 2026 lloyds mortgage deposit homeownership firsttimebuyer ukbank property interestrate affordablehousing banking

Lloyds Bank is set to become the first major UK bank to introduce a mortgage requiring a minimum deposit of just £5,000. From May 18, 2026, this innovative mortgage product aims to help first-time buyers overcome one of the biggest obstacles to homeownership: saving a large upfront deposit. Designed specifically for buyers who can manage monthly repayments but find it challenging to amass a substantial deposit without family assistance, the product targets homes valued up to £300,000.





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Marks & Spencer's £50 Metallic Draped Mini Dress Back in Stock — Fashion Fans Urge You to Snap It Up

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Marks & Spencer has just restocked its highly sought-after Metallic Draped Mini Dress, and fashion enthusiasts are saying it’s a must-have this season. Priced at £50, this standout dress is perfect for making a dazzling … Read More